Student Loan Repayment Calculator

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The Student Loan Repayment Calculator makes it easy for you to figure your payments which will be become due after the deferment period, if any. Whether government backed or private, the Student Loan Repayment Calculator will be very helpful to you when deciding the course of action you will be taking as far as a Student Loan is concerned.

Student Loan Debt Consolidation loans are available with both Government backed and private Student Loan Consolidation Programs. Usually, the Private Student Loans require the student to have a co-signer and/or good credit. Also, private Student Loans require the other things lenders usually require. Such as, residency at the same address for 12 consecutive months, citizenship or being sponsored for citizenship. Many banks and lending institutions have Student Loans available.

Government backed Student Loans or Student Loan debt consolidation programs are more lenient. Government Student Loans are made directly to the student and don't require payment until after a preset time, most often, after graduation. This "Deferment Period" of the Student Loan will, more times than not be for between 1 and 7 years, and, of course, the interest is compounded onto the principle during this time.

The EZ Calculator Student Loan Calculator below, is simple to use, but is excellent for figuring out what the payment of a student loan for any amount would be. It calculates the interest which accumulates during the deferment period. Of course, all student loan consolidation loans don't have deferment periods and if this is the case, you can check the appropriate box on the student loan calculator.

Make sure you enter the payment period (Time of the loan after the deferment period) in months. This is because many student loans are not even-year loans. Many are for 75 months, for instances. Some student loans come with payback periods of up to 30 years. (360 Months)

Amount of the Student Loan
(Please don't include commas)

For how many years, if any are payments deferred?
No Deferment 1 year 2 years 3 years 4 years 5 years 6 years 7 years

What will the interest rate of the student loan be?

The total length of the loan after the deferment (if any) is:
Note: enter in months - sometimes student loans are not
for lengths of even years

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